From Here and Now to WOW®
John (972) 422-8294
J. J. (972) 331-5670
Checki Espresso Maker Story 2023
There's a fun story behind our Espresso Maker. Watch the video to hear it.Read More
You Need To Take A Vacation
You Need To Take A Vacation Okay? We know, and we have told our clients and family and friends. So, Suzi and I are going to Rome & Sorrento, For The Next 13 Glorious Days. Wish Us Luck, Joy,...Read More
20 Minute Ask Us Anything Meeting? Because...
"20 Minute Ask Us Anything Meeting?" Because...Would this be a good time to schedule a20 Minute Ask Us Anything Meeting, Because..........Read More
Let us know one thing you learned and implemented from Spend Time and Save Money by replying to this email, commenting on our LinkedIn or Facebook page.If you're willing to go one step further, write a review on Amazon so other people...Read More
Let's Continue the Conversation
Let's Continue The Conversation, Your Future Yikes, I don't want to think about this, I'm............................ Scared, Concerned, Panicking, Hiding My Head in Confusion. Or We Could Continue The...Read More
THE BEST FINANCIAL ADVICE, You will Ever Read?
THE BEST FINANCIAL ADVICE, You Will Ever Read or Hear? 1. Spend Less Money Than You Make. 2. Invest (10 % of what You Make) AutoMatically . 3. Enjoy Your Life, Live, Love, Raise Your Children, and Have...Read More
The Advantages of Aging?
The Advantages of Aging? 1. Wisdom: Taking Information, Making It Knowledge, Then Know How, & Wisdom 2. Kindness: People Seem To Treat You With Deference and Respect, May Even Call You "Sir." or "Madam" 3. $$$...Read More
Who do you Know? (Connector)
Who do you know? More importantly who do you want to meet?Read More
Guilt-Free Spending from Spend Time & Save Money
Guilt-Free Spending Chapter One How to Have Fun and Still Have Money Once you’ve figured out your objective, plan for it, and invest for that specific purpose, the rest of what you spend, we call that guilt-free spending...Read More
Day Two Excerpts from ST/SM (Spend Time & Save Money)
Day Two: Excerpts from ST/SM (Spend Time & Save Money):…making it automatic:It’s some tendency toward peace of mind and the ability to sleep slightly better at night, knowing that you’re working toward your goals.As...Read More
Excerpts from ST/SM (Spend Time & Save Money)
First Excerpt from ST/SM (Spend Time & Save Money):Be sure you know when enough is enough. (from Chapter Three If More is All You Want, More Will Never Be Enough)Read More
Scams I Have Seen This Week
Scams I Have Seen This Week Your Order for.......has been received. Be wary of opening emails from unrequested unrecognized senders. As I get within a couple of weeks of my 75th Birthday, Life continues to be a listen, learn and...Read More
There You Go Again
There You Go AgainOn sometimes, off most of the time,andyou wonder why you.....................Did not get what you tell us you want for yourself?Well.....You and I are What we DO,NotWhat we thinkorSay we Want.It is just that...Read More
Up and Down? Be Consistent
Up and Down? Be ConsistentYes, have you noticed that when you see a successful person, regardless of field, she or he or they, are consistent.Day in and Day out they put in the time and effort with the End in Mind.Checki...Read More
Dreams & Goals
Are you making progress towards your goals & dreams? Would you like help getting from From Here and Now to WOW®? Feel free to give us a call. We'd love to chat with you about the benefits of Checki Financial,...Read More
Life Insurance Purpose
Life Insurance can be a valuable part of a financial plan when applicable. When was the last time you had your life insurance reviewed? Do you have the right type and amount of coverage? How much is the right amount?What is the right...Read More
From the Beginning
Impacting generations: This is what we do! Watch the video: Knowing about the Business vs Experiential Knowledge. To experience for yourself, call and schedule time with us (972) 331-5670.Read More
Experience w/ Financial Advisor
What has been your experience with your Financial Advisor? Watch the following video to see how we do things differently at Checki Financial (and share with a friend who wants personal customized service.Checki Financial VideoRead More
PersistenceNothing takes the Place of Persistence.Kind of a paraphrase of a famous quote from President Coolidge, known as Silent Cal.Yet, over the years, I have noticed that investors who dollar cost average in good and bad timesSeem...Read More
History or Catastrophe?
“Human history becomes more and more a race between education and catastrophe.”-H. G. WellsRead More
Our Office Phone Number IS
Our Phone Number Is972-422-8294Checki FinancialRead More
Would You Like To Be Happier?
Would You Like To Be Happier? Well You Have Come To The Right Place. Checki Financial, No Kidding, No Exaggeration!Read More
Do You Have Hope? or Fear?
Do You Have Hope? or Fear of the Future?It's a Simple Yet, Complicated Question. Okay? Why? Well, If you have a moment or two or three, happy to share my thoughts with you if you will take and apply the lesson, Okay? Take, a Deep...Read More
New Phone Number 972 422 8294 Effective Immediately
New Phone Number? Yikes!972 422 8294 How did that Happen? Requested a transfer of my old number from Spectrum to Frontier. A Month Ago. Frontier would not accept the number and established their own number. Spectrum would...Read More
What The Heck Is Happening?
We Are Moving
Spend Time & Save Money
Video CF Spend Time & Save Money 4-22-22Read More
How The Rich Got That Way
How Did The Rich Get That Way: 1. Spend Less $$ than You Make 2. Save/Invest 3. Enjoy Your JourneyRead More
Get The Role In Your Life, You Want
Where Do You Stand?
“The ultimate measure of a man is not where he stands in moments of convenience and comfort, but where he stands at times of challenge and controversy.” -Martin Luther KingRead More
Success or Failure
Happiest Of Holiday Seasons, To All Y'all
Happiest Of Holiday Seasons To All Y'all What a great time of year to celebrate, The Harvest, The Year, Christmas, Hanukkah, etc., Enjoy the season, your family, and The simple Joys of Living, Loving, and Celebrating.Read More
Why You Should Be Doing Business With Us
Why You Should Be Doing Business With Us We are Competent, Confident, and Caring? Aren't we all? We are local, love living here, and have been in practice for over 33 years, and Have an Experienced Younger partner and son in the firm,...Read More
Areas We Cover
What areas do we help you with as your Financial Advisor? Below is a partial list: Risk Management / Insurance - reviewing existing policies & making recommendations when appropriate. Asset Management / Investments / Asset Allocation...Read More
Weekly Market Insights: Stocks Lackluster Despite Positive Outlook
Stocks weakened ahead of this week’s Federal Reserve meeting and amid persistent concerns about the Delta variant’s impact on the economy. The Dow Jones Industrial Average was flat (-0.07%), while the Standard &...Read More
How Is It Going For You?
How Is It Going For You? Excuse me? Simple, if you concentrate on what is on TV, news, entertainment, weather, movies, Are you lost in space and time or Are you enjoying the simple Joy of being alive, productive useful, helpful, and My...Read More
How Is Your Labor Day Weekend Hangover Going?
How Is Your Labor Day Weekend Hangover Going? Happy Tuesday, which might seem like a.....................Monday. Oh Boy, a white fedora my wife has been asking me to buy arrived today. Had my shoes shined, and Charles voice had a touch...Read More
How Did Our Work, Work?
How Did Our Work, Work? God Bless America, thank you for your praise, We still loving you, and The work we do.Read More
What Is The Purpose?
What Is The Purpose To Serve, and do it as a Professional, not as an amateur. Simple, Straight Forward, with Consistency.Read More
Girl Scout Cookies
Yikes With only a 12-month shelf life, the girl scouts have 15 million boxes of unsold cookies after the pandemic curtailed the spring selling season. -Yahoo!News, June 15, 2021Read More
You Can Life To Be 100
You Can Live To Be 100, If You give up all the things that make you want to live to be 100. I have read.Read More
Have You Done Anything New Today?
Have You Done Anything New Today? Let's see: Met with a coach on Creating Your Story. Downloaded my Genius Network speech: "How Do You Handle Loss" Uploaded the video to YouTube Applied to Join a Great Lakes Community Club Can't wait...Read More
What On Earth Is Happening?
What On Earth Is Happening? Covid-19 inspired Anxiety, Distraction, Disorientation and A Barrage of messaging aimed at perpetuating the above. Are you Kidding? Wish I was. If you have ever worked in a Chemistry Laboratory, especially...Read More
Stay Happy How do you Do That, John? You decide to Be Happy. What? Honestly, there is a bright spot, even if you just had three of your four tires punctured. Yikes. Put a smile on your face and keep it there. Take a big deep breath,...Read More
“You don’t buy life insurance because you are going to die, but because those you love are going to live.”- Anonymous https://www.amazon.com/dp/B08C8Y1NJ2/ref=rdr_kindle_ext_tmbRead More
Brighter Days Ahead?
Brighter Days Ahead? Of Course, It Is Spring Time, Blossoms are popping out, birds are chirping, Weddings are being planned and held, babies born, Grandmothers prayers are being answered, and We have this very moment to enjoy together....Read More
How Is It Going?
How Is It Going? No Kidding, How are you doing? What's New with You and Worth Sharing. Let's Hear From You. JohnRead More
The Power of The After Dinner Mint Delivery
Giving diners a single mint at the end of a meal increased tips by around 3%. If two mints were provided, tips increased by 14%. More interestingly, if the waiter provided one mint, started to walk away from the table, but paused,...Read More
How Are You Holding Up?
How Are YOU Holding Up? Seriously. We talk to people all across the country and a couple of other countries as well. Some are Thriving, others, have lost jobs, marriages, family, businesses, & Health. On a brighter side some of us have...Read More
Well, What is on your mind, and what do you hope to accomplish this week? Just curious. We have people to see, things to do, and asset allocations to recommend. Then there is the rest of life, you can only imagine. Have Fun and Be Well.Read More
We are on a Zoom/Clubhouse, with Genius Network and Eelco de Boer is hosting or conducting the meeting. My 2012 new iPad is not compatible with Clubhouse. Are you on Clubhouse and if so, which iPad do you use? Thank You. John, We are...Read More
How Do You Handle Loss?
How Do You Handle Loss? Listen, Learn, Take A Deep Breath and Smile. You are alive, might even be well. Plus living in the U.S.A. is like winning the lottery. So much opportunity to be had and pursue your dreams. Take advantage of it...Read More
When was the last time you updated your beneficiaries?
Insurance: It's that word we all want when we need it. We all hope to not need it, but wouldn’t want to be without it when we do. Car insurance, health insurance, life insurance, home insurance… you and your spouse...Read More
January, Where Have You Gone?
January, Where Have You Gone? Sadly that could be a recurring theme throughout the year or We can have Vision of the Future Self, Circumstances, Business, Career, Strategy Investments, Location, Family, Health, Attitude We are living...Read More
Every few years, FINRA issues a five-question test that measures consumers’ knowledge about interest, compounding, inflation, diversification, and bond prices. On the most recent test, only 34% of those who took it got all five...Read More
What I Learned Today at Genius Network?
What I Learned Today At Genius Network Listen, Learn, and Apply. Most will simply be entertained and confused. Why bother to make the investment. Much like joining a gym and thinking you will get fit by authorizing the charge. Silly,...Read More
From Here and Now To WOW(r)
From Here and Now to WOW(r) My wish for you and your family and everyone you Love. No kidding, no pass go and go to jail. My sincere wish along with the firm, Checki Financial. That Your most Treasured and Fondest Wish, Hope & Dreams...Read More
Do You Know Where Your Money Is?
Do You Know Where Your Money Is? Silly Question, of course you do? Or Do You? Happy to help you clean this up with you for you. Have fun and Stay Well.Read More
Dawn Is Coming 2020
“The darkest hour is just before the dawn.” -ProverbRead More
Santa Claus is based on a real person, St. Nikolas of Myra, who lived during the fourth century. He is the patron saint of banking, pawnbroking, pirating, butchery, sailing, thievery, orphans, royalty, and New York City.- John Grossman...Read More
Do You Understand Your 401K?
Do You Understand Your 401K? Congratulations on saving and investing regularly throughout your career. Now what? How about understanding what you have accumulated? Do you make your own investment decisions? Are you getting the help you...Read More
We Will Handle Your Mess?
We Will Handle Your Mess Really? Honestly we know you have a mess, and hate to talk about it or look at it. and That's Okay. We can help you clean it up and take a long happy look at your future. Is this the right time for you to get...Read More
Screen Time / Electronics
Screen Time / Electronics Screen time. How often do you think about how much time we or our kids spend on electronics? Last month, my wife and I realized our kids were on phones and watching TV more and more and became so accustomed to...Read More
Do You Understand Your Annuities?
Do You Understand Your Annuities? You and They Have Changed since you purchased them. Are they still the right choice for you and your current goals? Have they been reviewed each year to see how they are doing? Have the portfolios been...Read More
Do You Understand Your Life Insurance?
Do You Understand Your Life Insurance? The type you own, the worth of it, the difference between Death Benefit, Face Value, and Account Value? We can help you understand. Checki FinancialRead More
More Is More?
More Is More But is that too much, already? Bigger Portions? Greater Capacity, Expanding Horizons? Or Just another excess? You get to decide daily.Read More
Well, We Have More Money In Some Cases
Even without further fiscal support, consumers collectively are sitting on more than $1 trillion in "excess savings" over and above pre-Covid levels. The S&P 500 companies have a record $2 trillion in cash and those with debt have...Read More
How To Have Fun and Still Have Money?
How To Have Fun and Still Have Money? Again? Yes, It is our passion to review this topic daily. Starts with knowing who you are, where you are, and where you would love to go. Sounds like Fun? Is, this the right time for you to : Join...Read More
Life Skills Training: Laundry
Life Skills Training: Laundry At what age should kids do their own laundry? Well, I guess it depends on how complicated your washing machine is and whether they have older siblings. All kidding aside, once they are able to load the...Read More
How To Have Fun and Still Have Money
How To Have Fun and Still Have Money? Want to Learn More? Happy to Explain. JohnRead More
Value of [Earned Income] Money with Video
We decided earning money through doing chores was the way to go. Two lists of chores were made: one household chores, because you live here, and the other of additional chores to earn money (per chore completed).Read More
What Is On Your Mind?
What Is On Your Mind? Is it Purpose? Health? Engagement/Connection? Or $$$$$ Seems to be a popular series of what keeps people up at night. We enjoy seeing our clients succeed. Wouldn't you like to know more? Happy to help you and hear...Read More
Mark Twain quote
"Suppose you were an idiot, and suppose you were a member of Congress, but I repeat myself." Mark -Mark TwainRead More
Enjoy The Ride
Enjoy The Ride Oh? Yes, enjoy each day it is a gift, just ask one of the widows or widowers you know. Go to a park and watch the sheer joy of children playing and join them. Smile, Be Happy, and Focus on What you can do. Love.Read More
Why Do You Do Business With Us?
Why Do You Do Business With Us? Seriously? Why do you do business with us? We will be scheduling and hosting a Zoom or WebEx meeting so you can show and tell us.Read More
Elevating Every Experience
Elevating Every Experience? That is what we love to do. As we consider it all Joy, we do our darnedest to Elevate Every Experience. Would you like to learn more about Guilt-Free-Spending? Reach out so we can be there for you and your...Read More
Guilt Free Spennding?
Guilt Free Spending God Bless America and You and Your Family. Take a refreshing deep Breath, Smile, treat yourself, To a blank piece of paper and make a list of what you love and what you dislike. Focus on one and avoid the other?...Read More
Do You Enjoy Your Hobbies?
Are You Enjoying Your Hobbies? Oh? Is there something you truly love to do and happily pay to do it? Okay? There are some who have turned investing into a profession. Others, are trading Art works, watches, homes, coins, firearms, and...Read More
Now That You Are Home, How Are You Feeling, About Your $$
Now That You Are Home, How Are You Feeling About Your Money $$? We do our best to make you feel comfortable with us, our approach and process and We are Painfully aware that Financial Advisors generate a great deal of Distrust. Whoops,...Read More
Inflation Over the Last 80 Years?
The national median price for a home in July of this year reached $304,100. In 1940, the median home value was $2,938. -CBNC, August 27, 2020Read More
Two Quote Monday
“The advice of doctors and the power of medicine appeared useless and unavailing.” Some people maintained that “the surest medicine for such an evil disease was to drink heavily, enjoy life’s pleasures, and go...Read More
The Pursuit of Happiness Revisited?
The Pursuit of Happiness Revisited? Excuse me? Honestly, right now there is an abundance of angst. Not healthy or Helpful. Better Idea: Can't go out to eat and enjoy your favorite restaurant? Well, we know they now deliver, have...Read More
Time To Man Up, and Be Active and Engaging
Let's get up and get after it. Shop locally, be friendly, loving, kind, supportive Get outside, clean up the leaves and fallen branches. Offer advice if you have expertise, bake and give away brownies, cook and bring over a dish. Smile...Read More
During a normal year, restaurants employ 15.6 million Americans and generate $900 billion in revenue. Industry experts predict that up to 80% might never reopen.-The Week, July 5, 2020Read More
Books Are In Hand
The Books Are In Hand Months ago, we recorded, edited, re-edited, sent to Compliance, then back to 90 Minute Books, then Compliance, and Finally Printing, Waiting, Waiting, Showing people pictures of the cover. Now we are happy to say...Read More
Digital advertising on platforms such as Google, Facebook, and Alibaba are expected to account for more than half of the $530 billion global advertising industry in 2020, exceeding, for the first time, the spending on traditional...Read More
Just The Facts, Please?
Just The Facts, Please? Excuse me? Honest to God, I am a big fan of the Facts. Yes, I have read and written novels, and short stories, and appreciated them. Yet, gee, when did misreporting and just flat lying become okay? We do a fact...Read More
2020 First Half
2020 First Half God Bless, America. What a tumultuous year this has been and it is just about half over. Golly, what is coming up Next? We are told, we are at risk, in danger, and are getting anxious. Oh boy, we have a challenge. Some...Read More
Record Savings Rate April 2020, no kidding.
The personal savings rate, in April, hit a historical record high of 33%. -Reuters, May 29, 2020Read More
Going Digital? Whether we want to or not, we are going Digital, Whether it's suddenly shopping at Whole Foods, and having it dropped at our front porch, Meetings, which save us the trouble of going to the airport, staying on a strange...Read More
Be There For Those You Love
Be There For Those You Love How? Oh, not to worry we all tell eachother as we talk, act, move about or not. Be There, supportive, cheerful, full of love, and understanding. Paybacks are grand, or not.Read More
Oh Boy, Liberty Recreation Center Is Open
Oh Boy Liberty Recreation Center Is Open Excuse Me? It has been closed since March or was it February? One door Enter another door Exit. Machines available, paper towels and disinfectant to keep clean. Gloves required, and thank God...Read More
The personal savings rate hit a historic high of 33% in April. The previous record savings rate was 17.3% in May of 1975 and it was above 13% throughout most of the early Seventies. -CNBC, May 29, 2020Read More
At least 89 coronavirus vaccines are under development around the world, with seven now in human trials. Pfizer says that if its vaccine proves safe and effective, it might be available on a limited basis as early as September. The...Read More
Collin County Health News & Advisories May 12, 2020: Public Health Report There are 24 new cases (net) of COVID-19 in Collin County today, as of 3:30 p.m. There are 311 current cases of COVID-19 in Collin County (total cases minus...Read More
Savings Rate Increased?
In March, the savings rate surged to 13.1%, the highest since November of 1981. Last month, Americans held $2.17 trillion in their savings accounts.-CNN, April 30, 2020Read More
What Are You Supposed to Do Now?
What Are You Supposed to Do Now? Move More, Eat Less, Keep Breathing. Start and drive your car to keep it in shape. If you are lucky enough to be paired up, I still like to say married, Ask your partner to dance and laugh, and smile,...Read More
We Are Here For You, Are You There For You?
We Are Here For You, Are You There For You? What on earth? Simple, let's sit up straight, take a deep breath, and smile. We are finally home with our family, and our lovely soon to be even cleaner and more organized house, home and...Read More
We Will Get Through This
We Will Get Through This By the way, there are many people including A.I. working on solutions, supply, production, and help. Take a deep breath, do what you can do. Start with that deep breath, put a smile on your face, drink some...Read More
What Can You Do Today?
What Can You Do Today? To flourish rather than perish, to improve health, wealth, and Peace of Mind? Sadly, we are told when all else fails, Pray. Golly, if that is our backstop, let's start there, no kidding. Personally I do read The...Read More
God Bless America
God Bless America Hope someone out there is enjoying this ciaos. Thanks to the T.P. shortage, plumbers are finding what's new in drain clogging, good for them. Congress somehow managed to get a bill passed and signed with only one...Read More
The Sky Is Not Falling
The Sky Is Not Falling If you are in business, great time to closely monitor your cash flow, and reinvent yourself to be a virtual and present as possible. If you are retired, take a deep breath, cook, eat, relax, take a walk around...Read More
Honest To Goodness
Honest To Goodness Many of us have been to and through crisis after crisis. The Difference This Time? Seems like Panic is being stoked by, Media, Experts who crave TV Time, and Fear. Fear? Sure fear of loss, Health, Wealth, Happiness,...Read More
Second Opinion We have this service available for your portfolio. Wouldn't you like a talented experienced to review your numbers and positions?Read More
Panic Anniversary 2020
Today – March 9 – is the eleventh anniversary of the crescendo of global panic that marked the bottom of the bear market of 2007-09. It is to me a thing of the most wonderful irony that the world has elected to celebrate...Read More
Who Would Have Thought?
Young person worry: What if nothing I do matters? Old person worry: What if everything I do does?” Jenny Offill Doesn't Life Just Get More Interesting? John Checki Jr. CFPRead More
There are approximately 2,700 rules that govern Social Security benefits. -Investment News, November 26, 2019Read More
Get A Pass?
Getting A Pass? Could be to a Recreation Center, Press Room, Event, Avoiding the line at the Louvre. Give it a try and have fun with it.Read More
First Step Simple, as Spending Less Money $$$, than you make. Nothing more basic than Spend Less $$$ than you Make. What prevents this? Lifestyle, choices, habits, debt, location, health, and any other excuse you can image. You can be...Read More
What Are You Doing With Your Time and Talent?
What Are You Doing With Your Time and Talent? Use it or lose it? Plan ahead and work your Plan? Great Idea, there is a Compounding effect to good and bad decisions. We all live with it on a daily basis. Have Fun and Be Well.Read More
It Is A New Week, Month, Year, Decade, Oh Boy
It Is A New Week, Month, Year, Decade, Oh Boy So What? Golly, we have more experience, knowledge, hope, and with luck resources, and understanding. Let's have fun with it, each and every moment.Read More
Taking A Day
Taking The Day To Build Personal Relationships, at home, work, and church, along with clubs. Fun day and as necessary as sleep. Have Fun and Be Well.Read More
Are You Still Doing That?
Are You Still Doing That? Worrying? Feeling a little Empty and Listless? Take a deep breath and how about a ten minute walk or stretch or a great big smile and laugh. Relax and take heart, this is the beginning of a new day, year,...Read More
Invest In Yourself
Invest In Yourself Yes, I know you have heard this before, But: Health: get that way, life is more fun with a spring in our step Wealth: Nice to have enough money to support and be generous. Opportunity: When we are doing well and...Read More
Have Fun and Be Well
Have Fun and Be Well What a wonderful expression and way to live. Fun: we all get to define it and live it. Be Well: Not sure who enjoys being sick and grumpy Yet I have seen capable, gifted and talented live that way, and others who,...Read More
Special Time of Year
Special Time of Year You could be celebrating Hanukkah חֲנֻכָּה or חֲנוּכָּה , or Christmas in a day or two. The choice is yours. Consider it all Joy. Be Bless, Grateful, and Loving.Read More
This Is The Season
This Is The Season Of Joy and Celebration, Yet, All too often we see anxiety, due to missed expectation and Family. Well, as we say in Texas, "Well, Bless Your Heart." Not a complement, sorry. Consider it all Joy, and be Thankful....Read More
Having Fun Today?
Having Fun Today? Of Course we are, or are we? When we know our Purpose, We Plan Ahead and Work that Plan, yes, there will be detours, who knows we may even expand our vision. Feel free to give us a follow up Message.Read More
Have Fun With The Season
Have Fun With The Season You Work Hard and Long. Lovely, now Let's Have Fun With The SeasonRead More
Are We Thankful and Full of Gratitude?
Are We Thankful and Full of Gratitude What a great cloudy day with a chance of rain question. Some of us enjoy watering our gardens and having a fresh, cabbage, arugula, and kale salad. Others have it on automatic sprinklers, and Oh...Read More
“Everyone complains about the weather, but no one does anything about it.” Mark Twain -Read More
“The function of economic forecasting is to make astrology look respectable.” -John Kenneth GalbraithRead More
Not A Day Goes By
Not A Day Goes By That is not full of Joy and Adventure. Wouldn't you agree? No? You could be shocked as to the Why behind: How To Have Fun and Still Have Money(r)Read More
New Web Address and Web Page
New Web Address and Web Page So very excited about the new page and branding: hppts://www.checkifinancial.com Checki Financial. Y'all Have Fun and Be Well.Read More
How To Have Fun and Still Have Money
How To Have Fun and Still Have Money Have You Heard of a Family Office?Read More
Checki Financial How To Have Fun and Still Have Money (r) From Here and Now to Wow(r) It is all about you. Come see us, when you are ready.Read More
How To Have Fun and Still Have Money
How To Have Fun and Still Have Money(r) Coming to you soon in book form. Happy to field your questions along the way. Have Fun and Be Well. John J. and J. J. Checki 972-437-4089Read More
What Do We Do, and Why Do We Do It?
What Do We Do and Why Do We Do It? How to Have Fun and Still Have Money(r) Is our passion. Understanding you, your dreams, and how you plan on getting there Sounds like From Here and Now To Wow(r) To Us, so we do our darndest to see...Read More
The Wealth Management Hierarchy
The Wealth Management Hierarchy VFO: Virtual Family Office: Comprehensive, Goals Maximized, Authentic Confidence, Comprehensive Results Wealth Manager: Extensive, Goals Extensive, Quiet Confidence, Wide-Ranging Results Financial...Read More
Great Day To Take Stress Test
Great Day To Take A Stress Test Wouldn't You Agree? John Checki Jr. CFP(r)Read More
Be A Bold Blessing
Be A Bold Blessing Why? Doing Good and Encouraging others, Might put a smile on our faces and Joy in our Lives. My Favorite job in my youth? 1968? Englewood Cliffs, NJ, ice cream man, Lovely.Read More
Pictures of Logo
Pictures of Logos Let us know which works for you.Read More
Could You Write A Check?
Could You Write A Checki? Hope so. That is the trick, earning the money, saving for later and Enjoying the Journey along the way.Read More
How Is Your Summer Going?
How Is Your Summer Going? Mine? Milder than usual, yet lots of activity, and new adventures. What a delightful journey. "From Here and Now to WOW(r)"Read More
What Is Your Passion?
What Is Your Passion? Me? I do love my wife, children, and grandchildren, and God. Appreciate cars (especially English), Art, Laughter, Scuba Diving, Good Health, and The Simple Joy of Being Alive. Make this a memorable day. LovelyRead More
Have Fun With It
Have Fun With It Why not? Put a smile on our face, take a deep belly breath of air, spring in our step, and Enjoy the day by: Being full of Gratitude, Purpose, Passion, and Joy. Leave the worrying to the experts who enjoy the angst.Read More
Do You Remember:
Do You Remember Your first Kiss, Date, Car, Home, Day at School, Baby, Grandbaby? We could be and should be smiling right about now. Have Fun and Still Have Money(r) is our theme and passion.Read More
Don't Eat The Marshmallow
Don't Eat The Marshmallow I was listening to Dr. Kevin Elko's "Monday Morning Cup of Inspiration. He reminded me of the famous marshmallow story. Children who could wait fifteen minutes and not eat the marshmallow in front of them, Did...Read More
No Matter How Much
No Matter How Much We Know: There is so much more to learn. Have: Gee, that looks interesting to me today. Accomplished: Climb to the top, and we see another mountain range. Joy: Smile, Enjoy, Take a Deep Breath & Celebrate the Gift of...Read More
Be The Best
Be The Best, Bo Eason I agree, in all phases and stages of life and efforts in life. Enjoy, John CheckiRead More
Do You Know What Your Numbers Mean?
Do You Know What Your Numbers Mean? We can help you with that.Read More
Smarter Than Me Phones
Americans will spend more time on their mobile devices than watching TV this year for the first time ever. The average adult will spend 3 hours 43 minutes a day on a mobile device compared to 3 hours and 35 minutes watching TV...Read More
Should My Children and Grandchildren Go To College?
Should My Children and Grandchildren Go To College? It Depends. Talent, ability, resources, hopes and dreams, country of origin, intellect, grit... The list goes on and on. Personally, I have two college degrees, and both my children...Read More
“Allow other people to speak first; the important factor is not who talks…it’s who listens.” -Ilana EbersonRead More
What Is Happening?
What Is Happening? It is a readjustment, happens now and then in history, where one country decides: Enough. and Renegotiates. Those who like the way it was fuss, in time it works out.Read More
Where's The Will?
If you have created a will...do you know where it is? 30% don't and 54% haven't told their executors where to find it!Read More
World's Going, Crazy?
World's Going Crazy? Golly it depends on our point of view, expectations, position, and attitude. Really? Yes, so often someone comes up with a rollicking new idea, and has to endure the nope that won't work choir. Why is that? Basic...Read More
Face Book Face Book, Personal and Business
Face Book Face Book, Personal and Business Much to my surprise we now have two FaceBook pages. Now to figure out where to put where. Life is always a learning experience. Have Fun and Be Well. LovelyRead More
How Does This Work?
How Does This Work Again? Save/Invest on a regular basis, and In time, history seems to show....... It usually works. How often? Usually about one out of twenty twenty-five year olds put this into play and As they reach the holy cow I...Read More
First Step: Building Virtual Family Office
First Step: Building The Virtual Family Office Hmm, what the heck is this? Family Office, group of professionals: Estate Planning Attorney, Transactional Attorney, Certified Public Accountant, Wealth Manager, Life Insurance...Read More
No Stinking Thinking?
No Stinking Thinking Oddly there is a lot of that going around. No need for us to add to the mess. Be Grateful, Full of Hope, Take Action and Enjoy Your Journey.Read More
Isn't This Fun?
Isn't This Fun? It depends. If we have accumulated wealth and it is properly titled, and diversified (by investments, strategies, and tax and estate planning in advance) Things could be moving right along in the right directions, and...Read More
Have Fun and Still Have Money
Have Fun and Still Have Money Be content, Breathe Deeply, Smile Often, Discover, Develop and Deploy your gift in life. Spend less money than you make. Do the things that are in line with your beliefs, values, that bring you Joy. Happy...Read More
What Really Happened?
What Really Happened? There is a movie called "Unplanned." Seems almost all TV networks would not accept advertising about this movie. The politics associated with abortion, apparently rule TV. What really happened? Well, not sure why...Read More
What A Wild Ride, We Have, Lately?
What A Wild Ride, We Have Lately? Good Golly, Mrs. and Mr. Baby Boomer, We have Lived Through, The Depression (no, I know, our parents taught us about the Depression), The Korean War (non declared), the Fifties, the ever loving...Read More
This Time It Is The Same?
This Time It Is The Same Some people are getting older, some are not, Countries are adjusting to aging populations, Younger people are worried about their future, Politicians are running for office, Baseball, Basketball, and Spring...Read More
No Time For Anger
No Time For Anger Live, take a deep refreshing breath, smile, and get it done. You have this. Have Fun and Be Well.Read More
Making Smart Decisions About Your Money
Making Smart Decision About Your Money Job One.Read More
What You Are Your Concerns?
What Are Your Concerns? Making Smart Money Decisions? Taxes? Potential Law Suits? Future Health Care Costs Including, Long Term Care? Legacy for Family? Charitable Legacy?Read More
That Is What You're Doing Next?
That's What You're Doing Next? Are You Sure That Is The Best Next Step?Read More
No Matter What
No Matter What We are pressing right along, doing our research, asking lots of questions, and Enjoying the Journey of Life, Liberty, and the Pursuit of Happiness.Read More
Youngest Billionaire, Make-Up?
Thanks to her make-up company, Kylie Jenner, 21, is now the youngest “self-made” billionaire ever and the youngest billionaire in the world. She hit that mark faster than did Mark Zuckerberg, who was 23 when he became a...Read More
Making Smart Decisions About Your $$
Making Smart Decisions About Your Money? $$$$$Read More
Spend Less Money Than You Make, What is the Problem?
Spend Less Money Than You Make, What is the Problem? Golly, glad you asked. More fun to spend and consume, than save and invest. It is just that simple. Sorry.Read More
Oh Me Oh My Ohio?
According to a study by the Brookings Institute, Toledo, Ohio, is the U.S. city most at risk of losing jobs to robots, with 29.7% of the city’s job at risk. The city least vulnerable to automation? Washington, D.C.-CNBC, January...Read More
Happy Presidents Day?
Calling “Presidents Day” a holiday doesn’t make it so. Yesware, an email analytics firm crunched the numbers on 23 million emails circulating through corporate inboxes over the course of one year. Their finding: Open...Read More
Spend Less Money Than You Make
Spend Less Money Than You Make Even in Retirement? If you like, yes. Why Bother? Always a wonderful idea to have a sense of plenty rather than just enough or not. So have fun be well, and invest for the long term. LovelyRead More
In Today's World
In Today's World If we want a Big Success, Keep Trying, and Expect lots of Failure along the way. Losers fail then quit. Winners, fail until we win. There it goes. Have fun and be well. My Checki Grand Parents Celebrating 50th Wedding...Read More
It Is A New Day
It's A New Day What Would You Like to Do With It? Great, Let's get started.Read More
How Does That Work?
How Does That Work Again? Simple, Take A Deep Breath Smile Envision with Passion what you want and Why Make and Follow Your Plan Put Joy in The Journey RepeatRead More
Thank You, All Y'all
Thank You, All Y'all It is with a Smile on my Face and Joy in my heart, Thank you for the birthday wishes, experiences, presents and Love.Read More
H.O.W. = E.L.F.
H.O.W.=E.L.F. Health Opportunity and Wealth Equals Easy Lucrative Fun. What a lovely way to live. 1. Smile 2. Take a Deep Breath 3. Wonder Woman Pose 4. Donate 5. Consult with Health Care Professionals 6. Spend Less Money than You...Read More
Take Responsibility It is that simple. Vision, Know the Why, and go do it, daily.Read More
Nearly three-quarters of all Americans said estate planning is confusing. Only 40% have a will and just 17% have a trust in place. -WealthCounselRead More
Finish The Year Strongly
Finish The Year Strongly Why? Nothing as Pleasant as a satisfying memory filled with accomplishment. and Whoops, not as much fun to remember, unless we use it as a learning experience. Lot of lessons learned each year, some pleasant,...Read More
Sense Of Direction
Sense Of Direction It is essential, we live in an age of instant access complete with sound and picture. Golly, how do we cope? Keep our eyes on the prize we have chosen to pursue. Sounds simple, no it isn't easy, just simple, one word...Read More
Being Ignored? It happens, someone is too busy or not interested, or exhausted, or working beyond their capability, and wham, we are drifting in space wondering did we do something wrong? No, as long as you and I have been polite, held...Read More
“If past history was all there was to the game, the richest people would be librarians.” - Warren BuffettRead More
Pearl Harbor Day
Pearl Harbor Day Not a happy one for America or Japan, the continuation of war for many, the beginning for the U.S.A. Many of my uncles along with my father did their duty and came back with memories they did not share, God Bless them...Read More
Best Time Ever?
Best Time Ever Money? Relationships? Health? Wealth? Opportunity? Joy? Let's get our acts together and encourage you do to the same. Have fun with it, go for a better and constantly improving and working at it You. Have Fun And Be Well.Read More
Does This Help?
Does This Help? Be Encourage, of Good Cheer, Enthusiastic, Helpful, Joyful, Energetic Prepared with Passion and Purpose.Read More
Tis The Season
Tis The Season To Give Thanks, Share The Joy, The Truth, The Smiles and Good Food and Good Cheer.Read More
Twelve Days of Christmas
True love will need to have more money on-hand to fill stockings this holiday shopping season due to high-flying Geese prices and a tight labor market for Lords-a-Leaping, Pipers Piping and Drummers Drumming. The cost of this...Read More
Have Fun With It, Today!
Have Fun With It, Today! God Bless America, God Bless Your Heart, Enjoy Have Fun, Be Productive and Encouraging, There are enough grumpy people in the world, Leave the worrying to the Worrisome.Read More
That Is So Funny
That Is So Funny Explaining if you are going to Mars, it will be all work and no play and Some passengers will die along the way, others won't survive the work, and No one will be returning to earth. That is Laugh Out Loud Funny and...Read More
Happy Healthy Thanksgiving
Happy Healthy Thanksgiving It was 1952, my father took me to a new car dealership in N.J. We walked into the showroom, I was four years old. A salesman asked has anything caught you eye? I said, "That one." Pointing to a Buick...Read More
What Motivates You?
What Motivates You? For some it is a steep hill or A "You can't do it and you will be back." Or On a positive note, a burning desire to reach........whatever it is for us to reach. Discover what motivates you, and use it to go discover...Read More
Wow, Wasn't That Not Fun?
Wasn't That Not Fun? We asked for something not easy, yet simple, not in a hurry, Sometimes it works swimmingly well for those who get it, And Then there are the other times, when only follow up and persistence will begin to broach,...Read More
Do What Matters
Do What Matters Spend less money than you make? Golly, that is the secret to all financial success. What about later in life? Wouldn't it be great to understand what is okay in advance? I think that makes sense.Read More
I Still Love Lucy
“The secret of staying young is to live honestly, eat slowly, and lie about your age.” -Lucille BallRead More
Are We There Yet?
Are We There Yet? No, and we are enjoying our Journey, Experience, Adventure, Pops, and Triumphs, Set-backs, Upsets, Bumps In The Road, Pictures, Lyrics, and Limericks, So, What is On Your Dance Card Today? What Would You Like To...Read More
OverComing Had a haircut today from Charlie, who is a year or two older than I am. Asked, Charlie, I haven't seen you in a while, how are you doing? Well, he had fallen down, later discovered he had a hematoma by his brain, Had it...Read More
H.O.W. Health Opportunity Wealth
Health Opportunity Wealth If You have Your Health You Have Everything, Anonymous Opportunity comes disguised as work. Wealth is attracted to those who add value consistently. Take a Breath, Smile, Envision the ideal future, Take a...Read More
What Can A Financial Planner Do For Me?
What Can A Financial Planner Do For Me? Simple, give perspective, check where you are today, discover your concerns and goals. Assess if what you have done and the team that helps you are effective and appropriate. Determine your risk...Read More
Oh Boy It's Fall Again
Oh Boy It's Fall Again Fabulous Harvesting Time Of Year Chill in the air, Spring in our step, Acorns looking to grow into might oak trees breaking new ground. New Car Models being announced and introduced, soon to hit the streets of...Read More
Does This Appeal To Our Goals?
Does It Appeal To Our Goals? Seriously? Yep, are we loving what we do with a Passion that does not quit or falter? I sure hope so, 'cause without that Love of what we are doing, We just might begin to understanding wavering rather...Read More
God Bless America
God Bless America We live in a great country, we each make our contributions. Let us do it with Joy and Purpose. LovelyRead More
Which Era Are We In Now?
Which Era Are We In Now? Is it a new adventure, something we have prepared to do all our lives? or Simply another day to press on praying for the weekend? We get to chose and enjoy or regret. Have fun with it,Read More
Fifty-Five Years Ago
Fifty Five Years Ago We played, we ran, started slow in the first half, so we had practice before the game. That's right we played a game and a half at home. Exciting stuff is youth, oddly I still go to a gym three days a week and...Read More
Are You Serious
Are You Serious Hope so, it shows when we are and when we are drifting through the motions. So, learn new habits and put them in place and enjoy life with passion and purpose.Read More
Fifty-Five Years Ago
Only Fifty-Five Years Ago The Football players came to practice basketball with the earlier turnouts. We ran weaved passed, and won more games than any of the other teams at HHHS (Hasbrouck Heights High School) that season. Sadly, it...Read More
Beauty and Effort
Beauty and Effort Yep, that is one beautiful machine, can't imagine all he work that went into it. Just getting it to Pebble Beach would be a job, it is by invitation only. Must have a memorable car, go through the pre-judging, pass...Read More
Let's Be Honest
Let's Be Honest When we wake up stiff all over and are a little stuffed up, Who wants to go to the floor and exercise? Me? Well no, and we make ourselves do it anyway. Life is about habits not willpower. Let's enjoy the moment, smile,...Read More
That Was Fun
That Was Fun Big Engine, Fins, Enthusiasm U.S.A. on the move recovering from a strike, New era about to dawn. Lovely, just like today, time to smile, take a deep breath, and get moving.Read More
How Hard Are We Working?
How Hard Are We Working? Beautiful car fully restored hundreds if not thousands of hours of labor and creativity. The same needs to be done with our lives, health, and fitness. LovelyRead More
Be Encouraged and Encourage Others
Be Encouraged and Encourage Others Let's put a smile on our faces, spring in our step, and Be Encouraged, we are alive and growing. Encourage others we all can use a kind and true word. Now let's hit.Read More
We Are Not Listening?
We Are Not Listening We can change that and become coachable and capable if we want to, wouldn't you agree?Read More
Okay? We All Have Those Dayz
We All Have Those Days So, what to do? Take a deep refreshing breath, watch something funny, that makes us laugh, Relax, and decide what three things we need to do today to make us happy with the progress. Okay? Let's.Read More
Isn't This Fun?
Pebble Beach Concours d'Elegance early in the morning still cold enough for a hat an ski neck wrap and met Wayne Carini, Second Generation car guy following in his father's foot steps. LovelyRead More
How Long and What's My Mark?
How Long and What's My Mark? This is a beautiful Mercedes Benz, we have a SL500 2003 Not as impressive, yet it make the mark for me from one spot to the next with style. We encourage, inspire, reach out, and do our best to do our best,...Read More
Planning Ahead What a Joy when a plan comes together. Yep, I do remember that TV show and the movies, too. Take a deep breath, saw Uncle Bill the other day, he is eighty and hardly looks fifty. It is possible, despite high natural...Read More
Are You Ready For Some Football
Are You Ready For Some Football? Not unique to me yet a question often asked where I live Texas, Football is a Religious Experience Just Is, Whether it is Friday Night Lights, College games on Saturday, or the every playing NFL One...Read More
Victim, Or Responsible?
Victim or Responsible? Oh Boy, it is on me, and oh yes and on you as well. We make the decisions, take the action, reap the experience and rewards or Not. Take a deep breath and step on out to it and through it. It is and will continue...Read More
Heart Attack and Survival
A recent study set out to determine what predicted the best outcome of surviving your first heart attack 12 month afterwards and based it on a single outcome: survival or death. The best predictor? The number and quality of...Read More
Morning Rituals Wake up early: Meditate Affirmations Visualization Exercise Read Write So says the Morning Miracle CommunityRead More
Take A Deep Breath of Air
Take A Deep Breath of Air Smile, isn't that refreshing? Now, pull your head up toward the ceiling, oh boy our necks are longer We are growing? No, we are stretching. Let's take a step forward and swing our arms about. If it is okay...Read More
Want What You Want and.....
Want What You Want and ............ Pursue with Passion. Let no one "Should" on you. Step? One at a time and breathe the air of Joy, Purpose, and Passion. Have fun with it and stretch along the way.Read More
TaKe A Step
TaKe a Step Yes, there is a typo TaKe, should be Take, One step in the write (right) just checking your attention, Begins or might even continue our journey to smiles, accomplishment, Capability, display of Courage and Commitment. Have...Read More
Guess We Are Slow Today
Guess We Are Slow Today It happens, not to worry, just take a step, now another one, we are moving. Great, let's continue, one progressive step at a time. There we go again, with some passion and momentum. LovelyRead More
Stretch It Out and Be Social
Stretch It Out and Be Social Guide to good or improving Health? Golly much to my surprise being social and friendly is as important as exercise Isn't that a pleasant surprise for some of you? I hope so. Okay, let's take a walk around...Read More
Set Backs? Oh sure, live long enough fill life with adventures and We will have some set backs. Learning experiences preparing us for Winter. Winter is coming, sooner than we think. Enjoy each breath and moment, listen, learn, improve....Read More
Being Present I know, some people like listening to music or watch TV while on the treadmill No, no, no. Concentrate on the work, feel and see the muscles working and toning. Be there and be aware, Focus. LovelyRead More
Getting Closer Been taking piano lessons since October 2015, it has been a journey. Never had learned to read music and only knew Middle C. Now I know what it must be like to begin to exercise at an advanced age. Since I started when I...Read More
Smile and Do It
Smile and Do It Smile, take a deep breath, it will all work out. Let's go Do It. LovelyRead More
Good News About Jobs
Over the past year, thru July, U.S. manufacturing added 327,000 jobs, the most of any 12-month period since April 1995, and, in 2017, produced about $6 trillion in gross output.-CNBC, August 3, 2018Read More
Get Up & Out
Get Up & Out That is the beginning of the beginning. Let's gear up in prayer, positive encouragement, words of empowerment, Have fun with it and get up and out. Enjoy EnjoyRead More
Take A Deep Refreshing Breath
Take A Deep Refreshing Breath Hold it for a moment and smile. Isn't it refreshing and energizing? Great, if we can let's do some Burpees (we used to call them squat thrusts) If not a couple of Royal Canadian Push ups, a walk and a long...Read More
Are We On The Right Track For Financial Independence?
Are We On The Right Track For Financial Independence? Great Question and we have been researching the answer for years. Love discovery where we are and where we would like to go, Then mapping out a plan and helping implement that plan...Read More
How Long Do We Plan On Living Well? Many of us have made calculation of the probability. Every day new information is discovered and revealed. Medical Discoveries abound, golly faster and faster every ding dong day. Are we grateful,...Read More
How Long Do We Plan On Living Well? Many of us have made calculation of the probability. Every day new information is discovered and revealed. Medical Discoveries abound, golly faster and faster every ding dong day. Are we grateful,...Read More
How Long Do We Plan On Living Well? Many of us have made calculation of the probability. Every day new information is discovered and revealed. Medical Discoveries abound, golly faster and faster every ding dong day. Are we grateful,...Read More
More than 90% of login tries at online stores are from criminals, fewer than 10% from real customers. Hackers are also responsible for 60% of login traffic at banks and airlines. -Qz.com, July 18, 2018Read More
Two Steps Forward and.....
Two Steps Forward and ..... There will be slips along the way and that is okay, as long as we Get back in the game and take a step or two forward. Shoes in the exercise closet, smile on our faces, determination in our hearts Lovely,...Read More
Mother Of Pearl
Mother Of Pearl Purpose? Fit, Muscular in an Athletic Style, Healthy, Happy, Joyous, Content Yet, not static, ever listening and Learning, Mentoring along the way. So, we Muck about, Mechanically progress, seek the Magic, Master, then...Read More
Whoopy We Have New Habits
Whoopy We Have New Habits Getting up early early in the morning, so very refreshingly quiet and peaceful. Taking a long deep breath, listening to Our Daily Bread and The Bible. Stretching, Shadow Boxing, Walking about the neighborhood,...Read More
Hit The Ground Running?
Hit The Ground Running? How do we do that? Well, we have a purpose in mind and a passion for it. It is easier to stay focused on good health and fitness if that is one of our passions. If not, we are drifting in space. Much to my...Read More
Do What You Love To Do
Do What You Love To Do No Kidding. Love to write? Write. Speak? Speak. Help High Net Worth Investors, go where they are already. Enjoy singing, go help the band. Smile, it is more fun than Frowning. Love getting up and about,...Read More
God Bless America
God Bless America Golly, Miss Mollye, there you go again. America is not just beautiful, but so very diverse and vibrant. How does that work for the rest of us? Not very well, or it might. Some like quiet and out of the way, some of us...Read More
We Are Blessed
We Are Blessed Really, that again? Yes, how lucky to be born in the U.S.A., knowing both parents, and brother. Living in a home (house) going to school with the same kids through high school Going to TCU after NCE, F.U. and Sun...Read More
Persist and Move About
Persist and Move About Whether it is playing the piano, or doing push ups, do it. Why? A little progress each day brings Joy. Live each day as if it were a gift and share that Joy with those about us.Read More
That's Not Working
That's Not Working Okay, we are having a learning experience. Sometimes we practice and it does not seem like we are making practice even though we are Yet, there are other times, when we have put our ladder up against the wrong wall....Read More
Summer Time and It Is Hot Hot Hot
Summer Time and It Is Hot Hot HOt God Bless America it is hot and muggy even at 6AM. Not to worry or get in a hurry, it is still possible to take a walk and some pictures, Remain hydrated, smiling, walking flapping our arms in the air...Read More
Summer Time and It Is Hot Hot Hot
Summer Time and It Is Hot Hot Hot God Bless America it is hot and muggy even at 6AM. Not to worry or get in a hurry, it is still possible to take a walk and some pictures, Remain hydrated, smiling, walking flapping our arms in the air...Read More
What Is On Our Mind?
What Is On Our Mind? Pretense? Addiction to our phones? Liquor? RX, The Bible? or Perhaps exercise, proper nutrition, and spiritual life, and visiting with our family and friends Help in all areas of our lives? Have a vision, stick...Read More
Joy, Peace, Harmony
Joy Peace Love Harmony The Beat Goes on or Not. So On those days, we do, on other daze we may not, Press on with the Practice, The Joy, Peace, Harmony and Love. Let's get up and after it, with passionate Purpose. LovelyRead More
Google and Facebook combined make up roughly 25% of all global advertising expenditures, and control more of the advertising market than all of the print media on the planet.-Abundance Insider, July 11, 2018Read More
Are We Willing?
Are We Willing? Able and Doing what we are supposed to be doing? Process seems to work when we stick with it. Piano Practice? Do it daily and in time, magic comes. Improve fitness? Drink plenty of water, eat foods that agree with us...Read More
Fit Or Fat?
Fit Or Fat? What is the difference? Usually it is what we do or do not eat. Sorry, it is often that simple. So, drink water, eat a bite or two less, exercise more, laugh a lot. and Enjoy Our Journey.Read More
Vacation Days Not Taken
American workers forfeited a total of 212 million vacation days in 2017, equivalent to $62.2 billion in lost benefits. In other words, the average American employee donated $561 back to their employer by not using allotted vacation...Read More
Be Productive It is fun and augments the adventure of life. Fun, Fun, Vacation, Take A Break, A Deep Breath and Smile. Now let's get up off the couch and move about.Read More
Hay Fever? Nothing quite the surprise of walking, discovering and admiring bright blooming flowers Bammmmmmmm Why do we feel a little stuffy? That is funny, the bitter with the sweet. We press on and on with a smile on our faces and...Read More
Isn't That Fun
Isn't That Fun Not a day goes by when we can't learn and do something new and energizing. Whether it is reading "The Old Flag" poem to a retirement village audience or Hopping and bopping to a new or routine, or exercise program. Have...Read More
Stick With It
Stick With It Grit, Determination, Commitment, Finishing Strongly All wonderfully satisfying? Yes, and No. When we are full of energy and enthusiasm yes. On the dull what happened to my energy daze? No. Makes no difference. Stick With It.Read More
We Are Still Active
We Are Still Active Yes, we are, why wouldn't we be, let's walk and explore the Spring Booms, Swing on the swing with the kids in the park if we like, Splash in the pool, return calls, go to the gym, and Bible Study, Pack for a trip,...Read More
From Here and Now to WOW(r)
From Here and Now to WOW(r) Yes, that is a trademarked phrase, happily went through the process to have it done. Going through the process to access our health and fitness, might be a great idea. Knowing where we are and where we would...Read More
Create Our Fitness
Create Our Fitness Yes, it is up to us, we were born with...... Now, take control of it with good food, drink, activity, thoughts, in put, entertainment and Most importantly, LOVE. Now let's get productive, and enjoy the Journey.Read More
Project Your Vision
Project Your Vision With each breath, thought and action. Isn't that a fun concept? I think it is, if we have discovered our purpose, and pursue it with passion. Oh boy life hops and bops. Smile, take a deep breath, assume the Superman...Read More
Artificial Intelligence and Skin Cancer Detection
Artificial Intelligence can detect skin cancer more accurately than experienced dermatologists. When pitted against the skills and experience of 58 dermatologists from 17 different countries, the machine came out on top identifying...Read More
Spread The Joy Smile, look up, take a deep breath, heal, be Joyous. Now, let's get up and move, could be push ups, walking, curls, bench press, squats or Whatever is on our routine today. Spread The Joy and Good News.Read More
Not Feeling Up To It?
Not Feeling Up To It? No Worries, get up and out and after it. We don't have time to mope and act like a ........ Look up, take a refreshing hit of fresh air, and smile, while we go about what we do. One Step at a time with Joy and...Read More
Take A Deep Breath
Take A Deep Breath Wasn't that refreshing? Now, let's bend to the left then to the right, straight down and up. Another deep breath, lift one knee then the other, repeat, take couple of steps. Let's go to the gym, smile and cheer...Read More
Have A Vision
Have A Vision It might be helpful to have a picture of your vision, no kidding. Nothing like having a reminder of what we are traveling toward. Whether it is a dress or slacks size, weight, or running time, or maximum weight Or Simply...Read More
Isn't This A Hoot?
Isn't This A Hoot? Yes, this is one lovely example of a car as old as many of us. Back when I was in Pop Warner football, our coach had one of these and Was kind enough to give me a ride and explain the badge on his glove box. We...Read More
Be Mindful Press on and enjoy each step of progress and regress, action and procrastination. Not to worry or be in a hurry, simply smile take a deep breath and step on. Lovely.Read More
Just Add A Step
Just Add A Step One after another, and in time, we get where we are going. It is lovely to know where we are, then get directions and get moving. Wouldn't you agree? So, let's get moving.Read More
Choose Wisely Fit folks hang out with other fit folks, as do the donut shop crowd, the curious and not. So setting up our environment to succeed and be fit works, just works that way. Pack good food in our refrigerators, and that is...Read More
Struggle Is Progress
Struggle Is Progress Why? Golly, I love to see butterflies and Think of the butterfly and its metamorphosis. It was and is a struggle to go from worm to butterfly. Same is true for us as well. LovelyRead More
First Thing In the morning we can stretch to wake up our muscles and joints, read, meditate, Plan the day, and prepare for the surprises that will arise, heck we might even play the piano. Have fun with it, get up move, and do...Read More
Millennials Seeing Financial Advice
According to a recent study published by Deloitte, 84% of Millennials are seeking financial advice from a trusted source, especially since 24% of them can only demonstrate a basic knowledge of financial concepts. -WealthManagement.com...Read More
Stretching? Yes, stretching, our bodies, back, thoughts, and actions. Why? Remember how much fun new discoveries were when we were toddlers? Guess what, no need to give up on that discovery process. Stay young, take a different route,...Read More
Ages and Stages
Ages and Stages How delightful to watch my youngest grandchildren on their climbing wall and in our trees. They are so happy as they get stronger and explore new heights. We too can explore at each and every age and stage. Life is an...Read More
In March of this year, there were 6.55 million job openings, and 6.59 million people claiming unemployment, meaning there is now a job opening for nearly every unemployed worker in America.-Bureau of Labor Statistics, May 8, 2018Read More
New Problems now confront the world, a lack of skilled, trained, willing new people to fill, exciting and not so exciting positions, in the field, shops, companies, here in the U.S.A. How very wonderful, we need more imaginative ways...Read More
New and Improving?
New and Improving, view of the day, each step, with a growing appreciation for every breath we take. Fill the moment with the new discovery that our grandchildren show us every time they jump in the pool and if you like, join them in...Read More
Fitness Is Essential
Fitness Is Essential? Why? Well last time I looked health is just as important as wealth. Lose one the other seems to follow. Personally moving about, working up a sweat, eating properly (contents and volume) maintaining a Joyous...Read More
Barbara Bush Lives On and On
“Never ask anyone over 70 how they feel. They’ll tell you.” -Barbara BushRead More
Millennials Are Moving Right Along $$$
Nearly half of working millennials have $15,000 or more in savings and 16% have $100,000 or more in savings.-MarketWatch, April 26, 2018Read More
The Joy Of Travel
Do we enjoy Traveling? Some of us do. What brings us Joy? It could be new sights, sounds, food, people, language, or simply getting out of the house and seeing the other side of the street. Summer is approaching, let's plan a trip....Read More
13 Best Places to Live, Plano, Made the list
What 65 Year Olds Are Doing
The portion of Americans over the age of 65 who were employed, full-time or part-time, climbed steadily from 12.8% in 2000 to 18.8% in 2016. More than half in 2016 were working full time.-The Week, April 13, 2018Read More
Gross Domestic Product Growth Rate
The annual GDP Growth Rate in the U.S. averaged 3.19% from 1948 until 2017.-Trading EconomicsRead More
Why Don't Most Americans Do Estate Planning?
Seventy-four percent of Americans said estate planning is confusing. Only a bit more than half of Americans have a will and just 17% have a trust. Only 10% of those without a will or trust have spoken with an attorney or other...Read More
Are We Making Progress or Regress?
Not a day goes by without some change. Some of us weigh daily, some would be driven batty by this. If we keep in mind what brings us Joy and what darkens our day, and look toward the Joy, would that help? It might, or we could learn to...Read More
Happy Presidents' Day
Have Fun with Presidents' Day whether you're on the job, in the office, washing the dishes, or day dreaming. Not my monkey? What does that mean to you?Read More
Vision, Goals, Planning, Checking Progress, how very lovely.Read More
How Is 2018 Going?
Seriously, how is your 2018 so far? Has the tax law or increasing market levels had an impact on your plans or actions? Have new medical breakthroughs been a blessing yet? I your family expanding with new grandchildren, or adventures,...Read More
New and Improving Perspective
Isn't that fun? My sixth decade is coming to a close and a new and improving birthday approaches. Oh boy, now I cannot contribute to my SEP-IRA or IRA, and wonder of wonders have the personal experience of the blessing of an RMD...Read More
2018, Another Exciting Year Begins
Okay? What shall we do next? Great Question. Review our situation and plan, and take appropriate action.Read More
Year End Planning?
Can be so effective in so many ways.Read More
How Do Successful People?
Get That Way? Great Question. Simple Elegant Wealth Management might be your answer.Read More
Simple Elegant Wealth Management
WM=IC+AP+RM Wealth Management Equals Investment Consulting Plus Advanced Planning Plus Relationship Management Simple Elegant Process.Read More
Healthy people make 28% more over their lifetimes than unhealthy people. MarketWatch, October 30, 2017Read More
Amazon and Job Creation
If Amazon were a U.S. state, it would rank fifth in terms of job creation in the 12 months ending in June, 2017. Only Texas, California, Florida, and New York added more jobs over that time period.-Bureau of Labor StatisticsRead More
Record Setting Number of Job Openings
In July, there were 6.17 million job openings in the U.S., the highest figure on record.-The Economist, September 12, 2017Read More
Jobs Are Available in the U.S.A.
In the United States, there is a record number of job openings- around 6 million. That is about one job opening for every officially unemployed person in the country.-NPR.org, Aug 31, 2017Read More
Pets and Presidents of the U.S.A.
Donald Trump is the first U.S. president without a pet since Andrew Johnson left office in 1869. -The Economist, July 17, 2017Read More
It takes most people about six months to recover financially after a vacation. On average, survey respondents spent about 10% of their annual income on trips. -CNBC.com, June 20, 2017Read More
Retirement Income Planning
How am I going to pay my bills, live like I do now, and keep my lifestyle going? Also, can I now finally kick up my heals and travel? I just don't want to be blindsided along the way? These are questions we address daily with Joy,...Read More
Monday Talking Point
Americans made 433 million fewer trips to eateries at lunchtime last year than in 2015, resulting in roughly $3.2 billion in lost business for restaurants. It was the lowest level of lunch traffic in at least four decades.-The Wall...Read More
Healing From Loss
For those of you who have lost someone close to you, Summer is a time to cherish what we knew, heal from whom we have lost, and begin to grow to the new you. Don't let any of us should on you or give you a time line. We all healed and...Read More
Many Federal Employees are considering retiring and enjoying the next stage of life. Happy to be there for you. Give us a call: 972-437-4089.Read More
Have we been Procrastinating today and enjoying it or feeling guilty about it? Dan Sullivan, has some thoughts on this and has been doing a series on The Joy of Procrastination on YouTube with Dean Jackson, it is a lively and stress...Read More
High Cost Of Federal Regulations
In 2016, Americans spent an eye-watering $1.9 trillion just to comply with federal regulations. If the regulations were a country, they would be the world’s seventh-largest economy. Our regulatory tab is nearly as large as the...Read More
Non Farm Employment Growth?
In April, non-farm private employment rose for the 86th straight month, the longest such streak on record.-WSJ.com, May 11, 2017Read More
Jobs? They Are Available.
There are more than 500,000 open computing jobs nationwide, but less than 43,000 computer-science students graduated into the workforce last year.-USA Today March 28, 2017Read More
Taxes? Whose Paying?
The richest 20% of Americans pay the most in income taxes, forking over nearly 87% of all the income tax collected by Uncle Sam.-MarketWatch, Feb 23, 2017Read More
For every dollar people are contributing to their retirement savings, about 40 cents is being withdrawn before they reach their late 50’s.-MarketPlace, February 13, 2017Read More
Some 45% of bottled water brands are sourced from the municipal water supply- the same source as what comes out of the tap.- MarketWatch, March 12, 2017Read More
U.S. imports made up just 15% of our GDP in 2015- which makes us less reliant on imports than almost any other country. Less than 3% of U.S. spending is on Chinese imports.-The Economist, January 26, 2017Read More
Are Your Appliances and Pants, Connected?
Sensors and devices are embedded in everything from cars and street lamps to wearables and wind turbines. In 2016, 5.5 million new things got connected to network infrastructure each day.-Deloitte.wsjRead More
Texas is a Tax Haven?
Professional athletes have complicated tax situations- for every game they play in, they have to pay the income tax rate of the state where the game is played. Since the Super Bowl was in Texas, a state that doesn’t impose the...Read More
Housing Prices Are Rising
The total value of the U.S. housing stock grew to a record $29.6 trillion in 2016, an increase of nearly 6% and $1.6 trillion over the previous year.-MarketWatch, Jan 6, 2016Read More
Taxes Whose Paying What?
The top 1% of households earn 17.2% of all U.S. income but pay 28.7% of all federal taxes. -Wall Street Journal, Dec 1, 2016Read More
We help people retire, have fun and have money left over. Let us know how we can help you with that.Read More
Is there a process and is it being followed? We do and highly recommend: WM=IC+AP+RM. Wealth Management Equals Investment Consulting Plus Advanced Planning Plus Relationship Management. Give us a call for your Second Opinion. Look...Read More
Our Wealth Management
Isn't funny? When we think of Wealth Management some investors and Wealth Managers start and stop with Investment Counseling, better known as portfolio management. Golly what about Advanced Planning? Tax Planning (Federal, State,...Read More
Wealth Management = Investment Consulting + Advanced Planning + Relationship Management Investment Consulting= Management of all investment elements to maximize the probability of clients achieving all that is important to them....Read More
What's Important To Y'all?
Most of us who have accumulated wealth by working hard at what we love to do, worked with experts along the way. Whether it is a hail damaged roof, a CPA, Estate Planning Attorney, Master Mechanic who specializes in our make and model...Read More
We are thankful and treasure our good health. We work at it as well. Diet (eating properly and modestly),Exercise, not like an Olympic athlete yet with vigor and purpose (interval training), and Rest (the hardest for us.) We have a bad...Read More
It's Thanksgiving In Canada?
Guess we all have our traditions and holidays. Thanksgiving is one of my favorites, good food, family, friends, football, and walking off the dinner. We luck we give thanks are filled with gratitude, and energized to finish out the...Read More
Number One Retirement Planning Concern for Women?
Recent research reveals it is planning for Healthcare Costs and Long Term Care Costs, during Retirement. Wow, That is a great question, and not to sorry there are answers as well.No kidding.Read More
Hang In There
Persistence, nothing quite can replace it. We listen, learn, plan, and those who do, take action. Then we follow up. Listen somemore, and consider it all JOY.Read More
We Want Your Help?
How can we help eachother is a great question for both of us. What do we bring to the table and enjoy giving away, and have expertise to make a difference? How can we identify this? What do people keep asking us to do? That is the...Read More
How Does That Work?
Saving: spending less than we make? Yes, that's right, it is how we learn to say yes to our future and no to an impulse or two. It is a good habit one which many of us were taught when we were young and kept up with it. Then there is...Read More
Years ago, when I went from being a tax practitioner CPA to a Financial Advisor, we saw lots of testimonials which highlighted long term investors who had invested in a particular mutual fund, stuck with it, reinvested their dividends...Read More
R and R (Rest and Rejuvenate?
Yes, it is rest and rejuvenation, relaxation, adding perspective expanding our horizons, and broadening our smiles, joy, and lives. Wouldn't you agree?Read More
Listen To Me Really Really
Closely. Why? Well over time, have you noticed, markets in the U.S. have over time gone up? Just curious. Now there are days and months, and years, and even decades where it has gone down or sideways but from the day I was born in 1948...Read More
Why I am Passionate About Financial PLanning
It is simple, I love helping guiding and mentoring my clients while they do the very same thing for me. We have grown over the years and learned what we like and what we don't like, and what we love and what brings us JOY.Let's plan...Read More
What Brings Us Joy?
That depends? For some of us, the work, it is all about the work. So, we need to be reminded to take a breath, enjoy the art, flowers and Joy of life, simply being alive and if blessed with health, well. If not be a great example of...Read More
Is It Time To Panic?
That depends on us. Do we enjoy being anxious, looking over our shoulders, fearing each moment and what might happen to us and our $$? I don't and I hope and pray you don't either. There are cycles, on the streets and in business. Take...Read More
What Can We Learn From The Hawk?
Just about every day a large hawk buzzes our building. Such a treat to see. He flies, glides, and we cannot see him land because it is a flight or two up from us and the angle is bad. Which reminds me. What can we learn from the hawk?...Read More
How This Works?
Procrastination? Not a favorite word and the costs big, right along with the guilt we all feel about it. Not to worry about Procrastination. Just as soon as I meet someone who can turn back the clock and give us another chance, I will...Read More
So, is that investments? Insurance? What? Listening and Learning about the client (goals, fears, objective, where you are today and where you would like to go in the future). That is to say, collect data (feeling and factual), Analyze...Read More
Dollars and Sense
Wish they sent together more often? Perhaps we can shine a light on this. Behavior Finance is becoming popular (understanding why we do what we do with our $$$.) Seems like the more secure we are in our lives (that is internally secure...Read More
It's Not New or News?
Saving on a Regular Systematic Basis: Can over time address, pursue, and with luck, planning, adjustments, management, along with course corrections, might even help us reach our goals, no kidding.Read More
Your Ideal Weekend?
Could be boating, or floating, or simply relaxing or a sweet quinceanera party on Saturday. Relax enjoy and inspire.Read More
How Do We Move Forward From Here?
Let's chew on this question. Where do we want to go? It is summer, how about planning a trip/vacation? Okay, where would we like to go? Gets harder to do when we have been so many places already, yet......Let's see New England, and...Read More
Find Our Passionate Purpose?
We can hear it in your voice and see it on your face, Passionate Purpose. Isn't it grand to know what we love to do and do it well? Our office does what is called Financial Planning, that includes a lot of listening to you and your...Read More
Listening to you, learning your goals, hope and dreams, hearing your story, learning about where you are financially (wealth, tax, insurance, pension, Social Security), emotionally. Collecting your data, Analyzing your information,...Read More
Yes, introduced to something new which you might find of interest, if you would like to limit your potential losses, and still be in a position for potential gains, without fees? Sounded just like what a client would design and easy to...Read More
Pressing On Down The Road
to a happier, more organized, planned in advance, with room for surprises, and a bit of humor? That is what we like to do with our clients, day in and out. Come see us for some helpful hints. www.johncheckijr.comRead More
Kicking The Can Down The Global Path
Who wants Greece to drop out? Not the leaders I am told, not Germany either. Who wants that on their resume? Could be a temporary decrease in prices? What will that mean to long term bargain hunters? You tell me.Read More
How's Our Health?
This has a tremendous impact on our daily lives. What steps are we taking to maintain or improve our health along with our state of mind? Great questions. Wonder if doing what we love, using smaller food plates, and laughing more often...Read More
How Will I Pay My Bills When I Retire?
Great question. Answer: It is a matter of cash flow both in and out. We plan ahead to help you properly arrange your assets to provide you the potential to have the cash flow you would like to have.I hope that was helpful. Look forward...Read More
Are You Changing Firms?
Nothing like a reorganization or reformation to present a little chaos and questions. We have helped clients with this over the years and look forward to hearing your story, when you feel you need us. www.johncheckijr.comRead More
Wonderful time to take a breath, look around, determine what is important and what is not. Have fun with it.www.johncheckijr.comRead More
Planning ahead? Great, we are strong experienced and knowledgeable in tax planning. Give us a call 972-437-4089, if you would like to hear more. John CheckiRead More
How Does This Financial Planning Work?
Thank You, for asking. We listen and learn about you, your family, your goals and objectives, where you are now financially, socially, and with family and career, collect information, analyze the information, come up with a plan of...Read More
What Would You Like 2014 to do for you?
2014, what would you like 2014 to do for you and your family? Let's plan it together. John CheckiRead More
What Else Would We Like to do in 2013?
May seem like a funny question at this time of year, but how would we like to close out the year? Are we entering our first running race, say a half-marathon, and have our doubts about finishing up well? Do we have a 401K which is...Read More
Summer is over, let's see you
Why? How about a free review of your long term goals, and let's if you are on track.Read More
How is your month going?Read More
Make This Day
Worth living and remembering. How? Let's plan ahead and work that plan. It will be fun.Read More
What Are The Seven Biggest Concerns for Boomers?
Great question. It begins with Health, Health Care Costs, Running Out of Money Worries, Taxes, Relationships, Boredom, and Family. Health, depends how well we chose our parents, and what we did with our God given gifts (diet, exercise,...Read More
Tax Advantage Retirement Income
Wouldn't it be fun to not only have Retirement Income, but to have Tax-Advantaged Retirement Income? Of course it is. Nothing new about this. Whether it is the partially federal income tax sheltered income from Alternative Investments...Read More
Now What Are Your Main Concerns?
Is it health? Hardly a week goes by without a story and concern about health, young and old alike. What steps are we taking to put us in the best position to be healthy and fit? Do we have a routine in place that we enjoy and follow?Is...Read More